Financing

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Comfort you can afford

Affordable Financing for HVAC & Plumbing Projects

Flexible Options for every budget
At Smith Mechanical, we believe comfort shouldn’t come with financial stress. Whether you need a new furnace, an air conditioning replacement, or a major plumbing repair, we make it easier to get the services you need with flexible financing options designed to fit your budget.
 
Our goal is simple: to help you enjoy a safe, efficient, and comfortable home today while managing costs over time with predictable monthly payments.
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Carrier Cool Cash Carrier Cool Cash

Carrier Cool Cash Instant Rebates

Planning ahead for a new comfort system? Carrier Cool Cash can help make your upgrade more affordable with up to $2,200 in instant rebates on a qualifying complete Carrier home comfort system. Additional rebates are available on qualifying ductless systems and other eligible Carrier products. Promotion ends November 20.

Contact Smith Mechanical, your local Carrier dealer, before November 20 to find out how you can take advantage of Carrier Cool Cash savings.

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Flexible Options for Every Budget

Big projects can be unexpected, but paying for them doesn’t have to be difficult. Smith Mechanical offers financing for HVAC and plumbing installations, system upgrades, and large repair projects. With multiple payment options and convenient approval processes, you can:

  • Replace outdated furnaces or AC units before the next season hits
  • Upgrade to an energy-efficient system that lowers long-term utility costs
  • Complete essential plumbing work without postponing maintenance
  • Spread out payments with terms that work for your financial situation
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Payment Methods We Accept

We offer a range of secure and convenient payment options for every customer:

  • Financing through trusted partners
  • Cash or check payments
  • Debit and major credit cards (Visa, Mastercard, American Express, Discover)
  • PayPal

If you’re unsure which option is best, our team is happy to explain the benefits of each method and help you choose the right fit.

FAQs

You can finance new system installations, major plumbing repairs, or water treatment systems.

Simply contact our team, and we’ll guide you through the application process with our trusted financing partner.

Yes. You can combine financing with cash, check, or credit card payments for added flexibility.

Yes. We occasionally provide special financing offers and low-interest payment plans through our partners. Be sure to ask about current promotions during your estimate.